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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Representative example: APR 1270% if borrowing £400 for 4 months. Interest: £265.48. Interest rate: 292% p.a.(fixed).

Total amount repayable: £665.48 by four instalments of £166.37. Maximum representative APR: 1604% if full loan repaid after 7 days.


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Why Choose Ferratum As Your Short Term Loans provider?

We're a friendly, direct lender. You'll get a short-term loan decision in minutes and, once approved, cash will be in your bank the same day - 7 days a week

(*)Monday to Friday 9 til 5 funds will be with you within 2 hours. During evenings and at weekends this may take a little longer, we thank you for your patience.

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Our Customers Love Us!

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Why Choose Ferratum?

  1. We are a friendly direct lender with great customer care, check out our Google reviews!
  2. Fast and easy cash loan application takes just 2-3 minutes.
  3. You'll have a decision in minutes and cash is usually sent within 2 hours, 7 days a week.
  4. Re-apply by text after your first loan is repaid, it's as easy as that!


Responsible lending

9.4/10 Trustpilot rating

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Top 3 FAQs

Q) My application won't work
A) Make sure you have enabled Cookies. Use our guide here. If this doesn't work, contact us.

Q) When can I contact you?
A) Customer Services are available 6 days a week, find out the hours here.

Q) Can I repay my loan early?
A) Yes! And you'll even save money by repaying early!


Easy Application

Application can be completed in 2 minutes.

Applications assessed for affordability and given an instant decision.

Quick loan in your account on the same day!*


Find out more about our short-term loans in our FAQ's.

Repay early with no penalties, interest is calculated daily.

A decision in minutes

Once approved our Banking Team will make a payment to your bank.

Apply for your short-term loan online today.

*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.

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How to choose a lender

There's a lot to consider when choosing a lender. You can compare different lenders at FCA approved price comparison websites such as All the Lenders.

www.allthelenders.org.uk is a free to use independent & impartial price comparison websites for short term loans that only compares direct lenders.

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